Chiefs too want to Benefit from House Mortgages

Chiefs in Narok want the state department for housing and urban development to consider giving house mortgages to employees in rural areas as the loans benefit only civil servants in urban areas.

Sogoo Chief, Julius Cheruiyot lamented that most chiefs in rural areas still live in traditional semi-permanent houses as they have been unable to obtain loans from the housing scheme.

Most of us are permanently based in rural area and we do not intend to shift to live in urban areas, we request that the Civil Servants Housing Scheme Fund to consider giving house mortgages to us so that we can also benefit, he said.

Chief Joseph Mosonik of Ilmotik area also asked the Fund committee not to concentrate on urban areas as people living in rural areas equally deserve decent houses.

We all want to benefit from this scheme that was established to benefit all civil servants, he said.

The Chiefs were speaking at Narok Youth Empowerment Hall during a Civil Servants Housing Scheme Fund sensitization workshop for national government employees in the county on Wednesday.

Their sentiments came after Civil Servants Housing Scheme Fund Principal Estate Management Officer (PEMO), Christopher Khaoya said the loans were being offered for houses in urban areas or at a distance of two kilometers from the urban centers.

Khaoya acknowledged that the issue raised by the chief was pertinent as chiefs too deserve decent housing in their rural areas, promising to forward the genuine grievances to the National Housing Committee.

The PEMO explained that only civil servants working within a Ministry in the National Government who have been confirmed in employment are eligible under the fund.

He said the objective of the Fund established in 2004 is to provide loans to civil servants to either purchase or construct a residential house.

The loans granted under these regulations shall solely be utilized for purchase of residential house for the occupation of the applicant, he said.

The loan for development purpose is given in phases based on construction rate of completion of the residential house.

The employees were also informed they would benefit on their own right even if their spouse had obtained the loan

Those who qualify for the loan get from Sh. 500, 000 to Sh. 20 Million payable within a duration of up to 20 years or before one attains the age of 60 years whichever is earlier.

Source: Kenya News Agency